Consolidate Your Debt

Consolidate high interest debt with a low mortgage rate!

Pay off those higher-interest debts by refinancing to a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you will pay less each month and pay off your higher-interest debts faster which will also help improve your credit.

Refinancing Programs that can Reduce Your Monthly Mortgage Payment

Consolidate your debt to save on your monthly payment obligations. Even if your mortgage payment goes up a little, your overall monthly costs can go way down if you roll credit card debt or a car loan debt into your home refinance.

FHA Loan

Consolidate your debt into one low cost loan. An FHA refinance loan can help you leverage equity in your home to cover your other existing debts and lower your overall monthly debt payments. You may also end up with a lower overall interest rate than you had before.

15-Year Loan

Pay off your debt quicker by refinancing it into a 15 year loan. This can take your existing debt and put it into a 15 year amortized payoff, a great plan if you’ve almost paid off your mortgage and don’t want to go all the way back out to a 30 year loan.

30-Year Loan

Find stability and security by refinancing into a 30 year rate and feel good knowing your monthly payments will remain consistent. If you’ve paid down your loan by some years and want to refinance to consolidate, you can often take the term back out to 30 years, add in your other debt, and remain at the same monthly mortgage payment while cutting out those other debt payments each month.

VA Loan

Veterans and military members can consolidate all debts with one low-cost loan, making it easier to keep finances on track month to month with a single payment due.

Not sure which program is right for you? Contact one of our specialists today! Sammamish Mortgage Group can advise you on which mortgage refinancing program best meets your needs, and help you refinance quickly and without any headaches. We’re a local, family-owned mortgage firm based in the Washington area and serve the entire state, in addition to the broader Pacific Northwest region including Oregon, Colorado, California and Idaho.

Working with Sammamish Mortgage

  • We put YOU first. We are committed to getting every client the very best possible deal every single time.
  • Sammamish Mortgage offers some of the most competitive rates in the Nation!
  • Fast and efficient, we close most of our loans in 30 days or less.
  • We offer a variety of loans. Sammamish Mortgage will find you the loan that is right for you!!!

Mortgage Loans for the Pacific Northwest

Based in Bellevue, WA, Sammamish Mortgage has been in business since 1995, and we proudly serve customers in the Pacific Northwest region. Currently, we serve customers who are looking for homes in WA, ID, CO, CAL and OR. If you’re currently in the market for a home in one of these states, or you’re thinking about buying a home, we’d love to hear from you. Our team of mortgage professionals has a detailed knowledge of the real estate markets of the Pacific Northwest and is able to help customers navigate these markets. View our Mortgage Loan Programs InfoGraphic!

Reach Out to Sammamish Mortgage Today

If you’re either looking or thinking about buying a home in WA, ID, CO, CA or OR, reach out to Sammamish Mortgage today. No matter what stage of the process you’re in, we can provide valuable information which can help you. Contact Us today to learn more, or View Rates to get a sense of what current mortgage rates look like. You can also get a Rate Quote personalized to your situation, or Apply Now to jump start the application procedure.

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Whether you’re buying a home or ready to refinance, our professionals can help.

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